Comments on: How are home insurance rates in hawaii?

By: What's up?

What's up? — Tue, 28 Apr 2009 13:00:30 +0000

Insurance here is pretty high, but then again, everything is. You HAVE to buy hurricane insurance (can’t think of a number off the top of my head).

The islands are so small that it doesn’t matter where you are, the hurricanes will affect you no matter what. We’ve only had 2 hit as hurricanes since the 60′s.

By: mbrcatz17

mbrcatz17 — Sat, 25 Apr 2009 19:57:01 +0000

Well, they have the whole volcano thing going on. Plus, Hawaii has incredibly high property values, so you’re looking at much higher limits.

Bottom line, although the actual RATE might be lower, the DOLLAR amount is likely to be almost as high, and the houses are going to cost you WAY more. Just check out the values, at.